You need less insulation to insulate your basement walls than the ceiling.
A well-insulated house stays warm in the winter and cool in the summer, making your home more energy efficient and comfortable. Insulating the attic is a no-brainer, but when it comes to insulating the basement, there are some factors to consider to help you make the most practical and cost-efficient decision. An insulated basement ceiling will help keep the first level warm, but it may not be worth the cost.
Basement Type
The first thing to consider when deciding whether you should
Recommendations for a Conditioned Basement
In conditioned basements, you should insulate the walls, but insulating the ceiling is not a good investment. According to Ask the Builder, there is so little difference in temperature between a heated basement and the main floor that energy savings are insignificant. Additionally, insulating the ceiling actually makes the basement colder since less heat transfers from the first floor. The only significant benefit to adding insulation to the ceiling of a conditioned basement is that it provides a sound buffer. However, if you're really serious about soundproofing
Recommendations for an Unconditioned Basement
In unconditioned basements, an insulated ceiling keeps the floor above warmer. If you have carpet on your main floor, insulation does not make much of a difference, but if you have hardwood or tile floors, insulation should make them more comfortable in winter. Again, insulating the ceiling actually makes the basement colder. If you don't use your basement, this is not an issue, but if you make frequent trips to the basement to do laundry or work in your workshop, making it colder means making it less comfortable.
Considerations
It is more energy efficient to insulate basement walls than the ceiling. Wall insulation makes your basement more comfortable, even if it is unconditioned. It also protects your pipes and ducts from effects of the cold.
If you decide to
Insulate ductwork and hot water pipes to protect them from freezing and maintain energy efficiency if you live in a very cold region and decide to insulate the ceiling of your unconditioned basement.
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