There is a layaway option for airfare.
Layaway allows you to pay incrementally for various goods. Many items can be put on layaway, from holiday presents to engagement rings to travel. One website specifically allows consumers a layaway option for airfares.
What Is Layaway?
Layaway involves making a down payment for an item followed by more payments over a set period of time until the balance has been paid in full. This is different from a credit card because you do not receive the item until the fee is paid in full. For travel, layaway-travel.com allows payments on a monthly basis. At the website, you fill out a short survey that asks about travel destination needs and budget. Then a customer service representative calls you to offer options in planning your flight. After the trip details are decided, you start a payment plan that can be paid by automatic withdrawal from a checking account, direct billing or credit card.
Pros to Airfare Layaway
Using a layaway option allows you to budget the cost of your trip because it is not as overwhelming to pay over time as it is to pay in full at once. Using a layaway option for airfares is also a great idea for families who have to purchase multiple tickets at a large total expense. Although layaway includes a fee, it might be worth it if it helps make the trip more affordable overall.
Cons
Layaway airfare includes a service fee because the company is ultimately purchasing the ticket for you and you are making payments to reimburse the company. Additionally, since there are few companies that offer airfare layaway, there is no competitor with which to compare prices.
Cancellation Policies
Be sure you can afford the payments when you put airfare on layaway. If you default on payments, the purchase could be canceled and you could lose any money you have paid toward the ticket. Layaway-travel.com offers refunds with cancellation fees ranging from $50-$150, depending on how early the airfare or trip was cancelled. The company offers no refunds within 30 days of travel.
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